Fraud stops at
the door.
PROVYN is the identity and document verification layer built for the dealership floor — not the lender. Synthetic IDs, forged pay stubs, and stolen identities caught in under 90 seconds, before the deal gets written.
Applicant · Live verification
Marcus Rodriguez
The cost of not knowing
Projected auto lending fraud losses in 2026
Point Predictive
Average loss per synthetic-ID funded loan
NCC
Auto applications that contain a fabricated identity
Point Predictive
How it works
Ninety seconds.
Zero customer friction.
The salesperson captures the documents. PROVYN does the rest — in the background, instantly, before anyone leaves the showroom floor.
01
Scan
Salesperson captures the driver's license and pay stub on a tablet or phone. Twenty seconds. No customer confrontation — it feels like a routine intake form.
02
Verify
PROVYN runs liveness detection, document authentication, synthetic-ID scoring, and a cross-dealer network check — in parallel, under two seconds.
03
Decide
Clean applicants flow to F&I as normal. Flagged applicants route to manager review with specific reasoning, risk score, and evidence — not a black box.
Built for the floor
Everything lenders miss. Nothing your team has to learn.
Purpose-built for automotive retail — not retrofitted from a fintech compliance tool. Every signal that matters, surfaced before the deal gets written.
Liveness detection
Biometric check confirms the person presenting the ID is real — not a photo, mask, or deepfake.
Pay stub verification
AI reads and authenticates income documents — employer, format, embedded metadata — in seconds.
Synthetic ID scoring
Cross-references 40+ signals — SSN velocity, address history, phone tenure — to catch fabricated identities.
Cross-dealer network
Any identity flagged at one PROVYN dealer is shared across the network within minutes.
Manager review audit trail
Every verification logged, timestamped, and auditable — for compliance, chargebacks, and lender disputes.
The network effect
A fraudster hits one dealer.
Every dealer learns.
When a synthetic identity is caught at any PROVYN dealership, that fingerprint is shared across the entire network within minutes. The more dealer groups on the network, the harder it becomes to run the same scheme twice — or anywhere else.
The math
One prevented buyback pays
for a full year of PROVYN.
Average synthetic-ID fraud loss: $24,000. PROVYN starts at a fraction of that per rooftop, per year. Every deal you don't write on a fraudulent applicant is margin protected — and a chargeback you'll never fight.
Average fraud loss
$24,000
Per synthetic-ID funded loan, after chargeback and repossession (NCC)
PROVYN cost
fraction
Starting price per rooftop per year — ask on the call for exact pricing
Breakeven
1 deal
Prevent a single fraudulent funding and PROVYN pays for itself, many times over
Early access
Be a founding dealer.
We're onboarding our first ten dealer groups in the Southwest. No pitch deck. No hard sell. Just twenty minutes on what fraud is actually costing you — and whether PROVYN can stop it.
Book a 20-minute callNo commitment · Southwest dealers only · Founding pricing locked in